HDFC Bank Credit Card Benefits That You May Not Know

 

HDFC Bank is one of the most well-known banking institutions providing financial services in the nation. HDFC Bank also offers numerous credit card that suits every individual. Not only are they very convenient but they also provide unbelievable offers and deals to their cardholders. The advantages of using HDFC credit cards can be found in a number of sectors, including eating, retail, gas, and groceries, among many others. When using the right HDFC Bank credit card, users can receive a sizeable value-back on their purchases.

Benefits of HDFC Bank Credit Cards:

Welcome benefits:

The most desired benefits are welcome benefits. Besides the fact that HDFC bank credit cards offer countless advantages, the bank also offers joining bonuses, and reward points with the majority of the cards.

Easy accessibility of funds:

Credit cards are the most convenient form of financial instrument. HDFC Bank credit cards are not only highly secure, but they also provide instantaneous acceptance and access. In this case, a potential customer is taken to a website page where they can complete a swift application online with a small tap. Once the request is successful, users will receive a computerized version of their credit card in a folder shielded by a security code, which they will be allowed to use to make online transactions.

Travel perks:

If you travel regularly then HDFC Bank Credit Cards may assist you a lot in that. HDFC credit cards offer several travel perks including complimentary lounge access, program memberships, discounts through partner hotels, dining reservations, low currency mark-up, etc.

Contactless:

One of the most liked features of HDFC Credit Cards is the contactless perk of these cards. HDFC credit cards are not like regular traditional cards that need to be manually swiped, contactless cards allow customers to purchase goods services with a simple tap against the reader; however, the device also needs to be established to process contactless payments. Swiping, PIN entry and signature verification are no longer required during exchanges with these cards.

Insurance benefits: 

In today’s times when nothing can be predicted, an insurance policy can be very beneficial. HDFC Bank credit cardholders have full rights to insurance coverage advantages. Individuals holding HDFC credit cards who make a minimum of four transactions in a calendar month may well be eligible for this insurance scheme. The issuing company provides two varieties of insurance: purchase protection against burglary and fires and unexpected death. Accidental deaths caused by vehicle or road and rail mishaps are covered by the HDFC Accidental Death Insurance scheme. If able to qualify, the user would be authorized for insurance as much as five times one‘s card's threshold, or a maximum of Rs. 5,00,00,000. 

Bottom Line:

To conclude, HDFC Bank credit cards offer a plethora of perks, including a grace duration of approximately up to 55 days, amazing financial privileges in the shape of bonuses and cashback, exclusive restaurant savings, frequent flyer benefits, and many more. The purpose for which a credit card will be used would perhaps be a major determining factor in the decision. With HDFC Bank credit cards, you can receive bonus credits or returns on your purchases in addition to other perks like free admission to lounges, free rounds of golf, meal discounts, and cinema passes at no cost.





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